BARODA ADVANTAGE SAVINGS ACCOUNT

  • Eligibility

    All resident individuals (including minors above 10 years) in single or joint names.

  • USP

    1) Caters to broad category of individuals viz. businessmen, self employed, professionals, farmers, traders, house wives,minors above the age of 10 years.
    2)Most competitively priced.

  • Salient features

    1) Auto / Reverese Sweep facility : NA
    2) Chequebook : Free 45 leaves per year thereafter chargeable @ Rs. 5/- per leaf.
    3) Debit Card : 6 variants of Debit Cards (free for 1st year)
    4) Credit Card : Available
    5) Outstation Cheque Collection : Immediate credit of outstaion cheques upto Rs. 20000/-
    6) DEMAT : Available at Standard Rates.

  • Charges for non maintenance of Minimum Balance

    1) Metro / Urban - Rs. 200/- +ST per quarter
    2) Semi Urban / Rural - Rs. 100/- +ST per quarter

  • QAB / Daily Average Balance Requirement

    1) Metro / Urban - Rs. 1000/-
    2) Urban / Rural - Rs. 500/-

  • Value Added Services

    1) 24x7 web chat facility
    2) M Clip: A mobile wallet
    3) 24x7 IMPS facility
    4) Free Miss call facility
    5) Baroda Travel easy card
    6) Baroda Gift Card

BARODA SUPER SAVINGS ACCOUNT

  • Eligibility

    All resident individuals (including minors above 10 years) in single or joint names.

  • USP

    1) AUTO / Reverse Sweep facility.
    2) Safe deposit lockers on priority basis subject to availablity.
    3) Free issuance of DD/BC

  • Salient features

    1) Auto / Reverese Sweep facility : Threshold limit - Rs. 50000 , Threshold amount can be increased in multiples of Rs. 1000/- , Sweep amount can be increased in multiples of Rs. 10000/- , Reverse sweep: in the multiples of Rs. 1000/- on LIFO pattern , FD Duration : 181 days
    2) Chequebook : Unlimited free chequebook.
    3) Debit Card : 6 variants of Debit Cards (free for 1st year)
    4) Credit Card : BOBCARDS "Silver" for 1st year with accidental death insurance cover of Rs. 1 lakh (provided by BOBCARDS Ltd.) under credit card scheme.
    5) Outstation Cheque Collection : Immediate credit of outsation cheques upto Rs. 25000/-
    6) DEMAT : 25% discount on charges on Annual custody & maintenance of DEMAT account.

  • Charges for non maintenance of Minimum Balance

    Rs. 1000/- +ST per quarter.

  • QAB / Daily Average Balance Requirement

    1) Metro / Urban - Rs. 20000/-
    2) Rural/ SU - NA.

  • Value Added Services

    1) 24x7 web chat facility
    2) M Clip: A mobile wallet
    3) 24x7 IMPS facility
    4) Free Miss call facility
    5) Baroda Travel easy card
    6) Baroda Gift Card

BARODA CENTENARY SAVINGS BANK ACCOUNT

  • Eligibility

    All resident individuals (including minors above 10 years) in single or joint names.

  • USP

    Caters to broad category of individuals viz. businessmen, self employed, professionals, farmers, traders, house wives, minors above the age of 10 years, HNIs, Institutions, Cooperative societies and companies.

  • Salient features

    1) Auto / Reverese Sweep facility : Threshold limit : Rs. 10000 , Threshold amont can be increased in multiples of Rs. 5000/- , Sweep amount in multiples of Rs. 5000/- , Sweep amount can be increased in multiples of Rs. 1000/- , Reverse sweep: in the multiples of Rs. 5000/- on LIFO pattern , FFD Duration : 180 days
    2) Chequebook : Unlimited free chequebook.
    3) Debit Card : 6 variants of Debit Cards (free for 1st year)
    4) Credit Card : Available.
    5) Outstation Cheque Collection : Immediate credit of outsation cheques upto Rs. 25000/-
    6) DEMAT : Available at standard rates.

  • Charges for non maintenance of Minimum Balance

    Rs. 100/- +ST per quarter.

  • QAB / Daily Average Balance Requirement

    Rs. 10000/- per quarter.

  • Value Added Services

    1) 24x7 web chat facility
    2) M Clip: A mobile wallet
    3) 24x7 IMPS facility
    4) Free Miss call facility
    5) Baroda Travel easy card
    6) Baroda Gift Card

BARODA BACHAT MITRA ACCOUNT

  • Eligibility

    All resident individuals in single or joint names.

  • USP

    1) Overdraft facility : Upto 80% of Fixed Deposit.
    2) Limit: Minimum Rs. 8,000/- and maximum Rs. 1,00,000/-
    3) Minimum amount of Fixed Deposit accepted is Rs. 10000/- thereafter in multiples of Rs. 1000/-
    4) Period of FDR : Minimum - 12 months and Maximum - 120 months.
    5) ROI : 1 % over Fixed Deposit rate with monthly rests.
    6) Charges: Minimum of Rs. 25/- during a month if overdraft facility is availed.

  • Salient features

    1) Auto / Reverese Sweep facility : NA
    2) Chequebook : Free 45 leaves per year thereafter chargeable @ Rs. 5/- per leaf.
    3) Debit Card : 6 variants of Debit Cards (free for 1st year)
    4) Credit Card : NA
    5) Outstation Cheque Collection : NA
    6) DEMAT : Available at standard rates.

  • Charges for non maintenance of Minimum Balance

    NIL

  • QAB / Daily Average Balance Requirement

    No Minimum Balance requirement.

  • Value Added Services

    1) 24x7 web chat facility
    2) M Clip: A mobile wallet
    3) 24x7 IMPS facility
    4) Free Miss call facility
    5) Baroda Travel easy card
    6) Baroda Gift Card